In Florida, it’s helpful for property owners to understand the importance of a wind mitigation inspection. Whether to reduce your insurance premiums or so your home is better prepared for a storm, learn about what this type of inspection entails and how it can benefit you as the homeowner.
What is a Wind Mitigation Inspection?
A wind mitigation inspection is an evaluation conducted by a professional inspector that looks at various aspects of your home related to hurricane and storm preparedness. The inspection includes evaluating the roof-to-wall connections, type of roof covering, roof age, and other points that help determine how well your home can withstand hurricane-force winds. The inspector will also examine windows and doors for features like impact-resistant glass or shutters that help protect your home from flying debris during high winds.
Reasons to Order a Wind Mitigation Inspection
The main reason to order a wind mitigation inspection is homeowners insurance companies often require them. The insurance company wants to understand the risk they take when insuring a property in a hurricane-prone area. By completing this type of inspection, you can get discounts from insurers because your home has been evaluated and shown to be more prepared for storms than homes without these features.
Regardless of insurance discounts, it’s important to know if your home is ready for bad weather. During the inspection, you will learn about features of the property designed to offer protection or reinforcement. You can also learn about steps to take to protect the home better.
How Will You Benefit as a Homeowner?
Generally speaking, most Florida homeowners will benefit from ordering a wind mitigation inspection because they can reduce their insurance premiums and know that their home is reinforced against a storm or hurricane. Insurance companies may require a wind mitigation assessment depending on the age and condition of your home before they offer discounts on your policy.
Understanding how your home can keep your family safe during a storm can give you peace of mind when living in an area prone to hurricanes and other extreme weather events.
Homeowners benefit from reduced insurance premiums and peace of mind knowing their home has been inspected for hurricane preparedness. Knowing what steps have been taken toward protecting your family in case disaster strikes gives comfort when living in an area prone to hurricanes.